Life Insurance
Fulfilling Your Clients' Needs with Our Life Insurance Selection
International Wealth Protection offers an elite life insurance platform designed for advisors, brokerage firms, and agents worldwide seeking to satisfy the life insurance needs of their international clientele. We provide a comprehensive range of life insurance products, all underwritten by top-tier companies in the USA and other highly reputable jurisdictions. This robust platform empowers professionals to deliver best-in-class solutions, ensuring clients receive the most comprehensive and reliable coverage. Equip yourself with the tools and resources needed to meet the highest standards of excellence in the industry. Partner with us to enhance your offerings, exceed your client’s expectations, and elevate your practice.
Term Life Insurance
Affordable Temporary Protection with Guaranteed Premiums.
Term life insurance provides coverage for a specified period, typically 10, 20, or 30 years. It is a straightforward and affordable option designed to protect your beneficiaries during your untimely death during the term.
- Fixed premiums for the term duration
- High coverage amounts at lower costs
- Simple application process
- Option to convert to permanent insurance
- Provides peace of mind with financial security
- Supports dependents during the insured’s working years
- Affordable solution for young families
- Temporary financial protection
- Income replacement
- Debt coverage (mortgage, loans)
- Affordable premiums for high coverage amounts
Universal Life Insurance
Long-term Coverage with Flexible Premiums and Guaranteed Investment Opportunity
Universal life insurance offers flexibility with adjustable premiums and death benefits. It includes a cash value component that earns interest, providing both protection and a potential investment opportunity.
- Adjustable premiums and death benefits
- Cash value growth with interest
- Ability to borrow against the cash value
- Potential to increase death benefit with policy performance
- Flexibility to adapt to changing financial needs
- Combines protection with savings potential
- Offers tax-deferred growth of cash value
- Flexible financial planning
- Long-term protection with investment potential
- Estate planning
- Tax-advantaged growth
Indexed Universal Life Insurance (IUL)
Long-term Coverage with Market-Linked Growth and Downside Protection
Indexed Universal Life Insurance combines the flexibility of universal life insurance with the potential for higher returns linked to a market index. The cash value growth is based on the performance of selected indices, offering upside potential while protecting against market downturns.
- Cash value growth tied to market indices
- Downside protection with growth caps
- Flexible premium payments
- Ability to adjust death benefit amounts
- Potential for higher returns
- Protection against market losses
- Flexibility in premium and benefit options
- Tax-deferred growth of cash value
- Long-term financial planning
- Potential for higher returns with downside protection
- Flexible premiums and death benefits
- Tax-advantaged growth
Whole Life Insurance
Traditional Lifelong Coverage with Guaranteed Premiums and Death Benefit
Whole life insurance provides lifelong coverage with fixed premiums and a guaranteed death benefit. It also includes a cash value component that grows at a guaranteed rate, offering stability and predictability.
- Fixed premiums and death benefit
- Guaranteed cash value growth
- Dividend-earning potential
- Policy loans available
- Lifelong protection with predictable costs
- Builds cash value that can be accessed
- Stable and secure investment option
- Permanent financial protection
- Wealth accumulation
- Estate planning and wealth transfer
- Guaranteed cash value growth
Private Placement Life Insurance (PPLI)
Structured Life Insurance for HNW individuals seeking Tax Efficiency
Private Placement Life Insurance is a customized solution for high-net-worth individuals seeking tax-efficient wealth transfer and asset protection. It offers flexible investment options and the ability to include alternative assets within the policy.
- Tailored investment options, including alternative assets
- Tax-deferred growth and tax-free death benefit
- Confidential and flexible structure
- High policy value limits
- Enhanced privacy and customization
- Tax efficiency in wealth transfer
- Protection of assets from creditors
- Significant growth potential with diverse investments
- High-net-worth estate planning
- Tax-efficient investment growth
- Asset protection
- Customizable investment strategies
Take the Next Step
Ready to elevate your practice to meet the insurance needs of your international clientele? Explore our elite life insurance platform and discover how we can empower you with best-in-class products, top-tier compensation, and unparalleled support.
Partner with us today to provide your international clientele with the comprehensive and reliable coverage they deserve. Contact us now to learn more and take your service to new heights.