Special Risk

Comprehensive Protection for Global Clients: Tailored Insurance Solutions for Expats, Travelers, and High-Value Assets

We understand that international clients, expatriates, and global travelers often face unique and complex risks. Our broad platform of special risk insurance products is designed to provide comprehensive protection and peace of mind. 

Explore our specialized offerings, including Own Occupation Disability Insurance, Global Major Medical Insurance, Fine Art Coverage, Travel Insurance, Kidnap and Ransom Insurance, Aircraft and Yacht Insurance, and Third-Party Liability Coverage, each tailored to meet the specific needs of our international clientele.

 

Own Occupation Disability Insurance

With a higher probability of becoming disabled than dying before age 65, it is important to consider own occupation disability coverage now offered to international clients. Should you become unable to practice your occupation due to accident or illness, this coverage ensures that you can maintain your standard of living and meet your financial obligations during periods of temporary or permanent disability.

Product Highlights

Income replacement in a lump sum or monthly installments

Coverage for short-term and long-term disabilities

Guaranteed premiums for ten years or up to age 65

Optional riders for enhanced coverage ​

Benefits

Financial security during periods of disability

Protection for your income and lifestyle

Peace of mind knowing you are covered

Applications

High-income professionals

Business owners

Individuals with significant financial obligations

Global Major Medical Insurance

Global Major Medical Insurance provides comprehensive worldwide health coverage for individuals and families residing outside of the USA. This insurance ensures access to world-class healthcare services and covers hospitalization, medical expenses, emergency evacuations, and more.

Product Highlights

Extensive coverage for medical expenses globally

Access to in and out of network international healthcare providers

Emergency medical evacuation and repatriation

Flexible policy deductibles and customizable benefits

Benefits

Peace of mind with global health coverage

Protection against high medical costs abroad

Access to quality healthcare services worldwide

Applications

Expats and international travelers

Global employees and their families

High-net-worth individuals with residences in multiple countries

Fine Art Coverage

Fine art coverage is a specialized insurance that protects valuable artworks and collectibles from theft, damage, loss, and other risks. It is essential for anyone who owns, exhibits, or deals in fine art and provides comprehensive protection and peace of mind.

Product Highlights

All-Risk Protection

Valuation Coverage

Transit Coverage

Exhibition Coverage

Restoration Coverage

Newly Acquired Items

Benefits

Financial Protection

Expert Valuation

Customized Policies

Applications

Private Collectors

Galleries and Dealers

Museums and Institutions

Artists

Travel Insurance

Travel Insurance is a cost-effective way to cover most travel-related risks, including medical emergencies,  trip cancellations, lost luggage,  and more. This insurance is essential for traveling internationally since most health insurance plans do not provide extended coverage outside your  country of residence, offering protection and assistance during unforeseen events.

Product Highlights

Emergency medical coverage and evacuation

Coverage for trip cancellations and interruptions

Protection against lost, stolen, or damaged luggage

24/7 travel assistance services

Benefits

Access to emergency assistance worldwide

Financial protection for travel investments

Peace of mind during travel

Applications

Frequent international travelers

Business travelers

Vacationers and holidaymakers

Kidnap and Ransom Insurance

Kidnap and Ransom Insurance provides financial and logistical support in the event of a kidnapping, extortion, or illegal detention. This specialized coverage protects high-net-worth individuals, executives, and their families from these severe threats.

Product Highlights

Coverage for reimbursement of ransom payments

24/7 Access to crisis response teams

Coverage for additional expenses, such as travel and medical costs

Legal and public relations support

Benefits

Comprehensive protection against severe threats

Access to expert crisis management services

Financial support for ransom and related expenses

Applications

High-net-worth individuals

Corporate executives and key personnel

Families traveling to high-risk regions

Privately Owned Aircraft and Luxury Yacht Insurance

Privately Owned Aircraft and Luxury Yacht Insurance provides specialized coverage for private aircraft and yachts, protecting against various risks, including delivery flights/ voyages, physical damage, liability, and more. This insurance is highly specialized and essential for international clients that own these high-value assets, ensuring comprehensive protection.

Product Highlights

Coverage for physical damage to aircraft and yachts

Liability coverage for third-party injuries and property damage

Coverage for crew and passenger injuries

Optional coverage for additional risks, such as piracy and natural disasters

Benefits

Comprehensive protection for high-value assets

Peace of mind with extensive liability coverage

Financial protection against a variety of risks

Applications

Private aircraft owners

Yacht owners

Charter operators

Third-Party Liability Insurance

Third-Party Liability Insurance covers legal liabilities arising from injuries or damage caused to third parties. This insurance is crucial for high-net-worth individuals and businesses exposed to lawsuits and claims.

Product Highlights

Coverage for legal defense costs and settlements

Protection against bodily injury and property damage claims

Flexible policy limits and terms

Optional coverage for additional liabilities

Benefits

Financial protection against legal liabilities

Coverage for legal expenses and settlements

Peace of mind with extensive liability coverage

Applications

Business owners

High-net-worth individuals

Professionals exposed to liability risks

Partner with International Wealth Protection​

As an advisor, brokerage firm, or agent, partnering with International Wealth Protection allows you to offer your clients unparalleled special risk insurance solutions tailored to their unique needs. Our comprehensive platform of specialized products ensures you can provide the highest level of protection and peace of mind. 

Contact us today to learn more about our offerings and how we can support your success in the global market.

Partner with us today to provide your international clientele with the comprehensive and reliable coverage they deserve. Contact us now to learn more and take your service to new heights.

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