Special Risk
Comprehensive Protection for Global Clients: Tailored Insurance Solutions for Expats, Travelers, and High-Value Assets
We understand that international clients, expatriates, and global travelers often face unique and complex risks. Our broad platform of special risk insurance products is designed to provide comprehensive protection and peace of mind.
Explore our specialized offerings, including Own Occupation Disability Insurance, Global Major Medical Insurance, Fine Art Coverage, Travel Insurance, Kidnap and Ransom Insurance, Aircraft and Yacht Insurance, and Third-Party Liability Coverage, each tailored to meet the specific needs of our international clientele.
Own Occupation Disability Insurance
With a higher probability of becoming disabled than dying before age 65, it is important to consider own occupation disability coverage now offered to international clients. Should you become unable to practice your occupation due to accident or illness, this coverage ensures that you can maintain your standard of living and meet your financial obligations during periods of temporary or permanent disability.
Product Highlights
Coverage for short-term and long-term disabilities
Guaranteed premiums for ten years or up to age 65
Optional riders for enhanced coverage
Benefits
Protection for your income and lifestyle
Peace of mind knowing you are covered
Applications
Business owners
Individuals with significant financial obligations
Global Major Medical Insurance
Global Major Medical Insurance provides comprehensive worldwide health coverage for individuals and families residing outside of the USA. This insurance ensures access to world-class healthcare services and covers hospitalization, medical expenses, emergency evacuations, and more.
Product Highlights
Access to in and out of network international healthcare providers
Emergency medical evacuation and repatriation
Flexible policy deductibles and customizable benefits
Benefits
Protection against high medical costs abroad
Access to quality healthcare services worldwide
Applications
Global employees and their families
High-net-worth individuals with residences in multiple countries
Fine Art Coverage
Fine art coverage is a specialized insurance that protects valuable artworks and collectibles from theft, damage, loss, and other risks. It is essential for anyone who owns, exhibits, or deals in fine art and provides comprehensive protection and peace of mind.
Product Highlights
Valuation Coverage
Transit Coverage
Exhibition Coverage
Restoration Coverage
Newly Acquired Items
Benefits
Expert Valuation
Customized Policies
Applications
Galleries and Dealers
Museums and Institutions
Artists
Travel Insurance
Travel Insurance is a cost-effective way to cover most travel-related risks, including medical emergencies, trip cancellations, lost luggage, and more. This insurance is essential for traveling internationally since most health insurance plans do not provide extended coverage outside your country of residence, offering protection and assistance during unforeseen events.
Product Highlights
Coverage for trip cancellations and interruptions
Protection against lost, stolen, or damaged luggage
24/7 travel assistance services
Benefits
Financial protection for travel investments
Peace of mind during travel
Applications
Business travelers
Vacationers and holidaymakers
Kidnap and Ransom Insurance
Kidnap and Ransom Insurance provides financial and logistical support in the event of a kidnapping, extortion, or illegal detention. This specialized coverage protects high-net-worth individuals, executives, and their families from these severe threats.
Product Highlights
24/7 Access to crisis response teams
Coverage for additional expenses, such as travel and medical costs
Legal and public relations support
Benefits
Access to expert crisis management services
Financial support for ransom and related expenses
Applications
Corporate executives and key personnel
Families traveling to high-risk regions
Privately Owned Aircraft and Luxury Yacht Insurance
Privately Owned Aircraft and Luxury Yacht Insurance provides specialized coverage for private aircraft and yachts, protecting against various risks, including delivery flights/ voyages, physical damage, liability, and more. This insurance is highly specialized and essential for international clients that own these high-value assets, ensuring comprehensive protection.
Product Highlights
Liability coverage for third-party injuries and property damage
Coverage for crew and passenger injuries
Optional coverage for additional risks, such as piracy and natural disasters
Benefits
Peace of mind with extensive liability coverage
Financial protection against a variety of risks
Applications
Yacht owners
Charter operators
Third-Party Liability Insurance
Third-Party Liability Insurance covers legal liabilities arising from injuries or damage caused to third parties. This insurance is crucial for high-net-worth individuals and businesses exposed to lawsuits and claims.
Product Highlights
Protection against bodily injury and property damage claims
Flexible policy limits and terms
Optional coverage for additional liabilities
Benefits
Coverage for legal expenses and settlements
Peace of mind with extensive liability coverage
Applications
High-net-worth individuals
Professionals exposed to liability risks
Partner with International Wealth Protection
As an advisor, brokerage firm, or agent, partnering with International Wealth Protection allows you to offer your clients unparalleled special risk insurance solutions tailored to their unique needs. Our comprehensive platform of specialized products ensures you can provide the highest level of protection and peace of mind.
Contact us today to learn more about our offerings and how we can support your success in the global market.
Partner with us today to provide your international clientele with the comprehensive and reliable coverage they deserve. Contact us now to learn more and take your service to new heights.